Using the calculator before contacting the insurer
Using the calculator before contacting the insurer
Calling an insurer without a damage amount often leads to questions about what exactly is damaged. The calculator helps clarify that first. You have a calculated price, part overview and photos to prepare the conversation.
Prepared call
You know which parts and repair actions were selected.
Clearer file
Photos and overview make the claim discussion more concrete.
Faster comparison
Excess, cover and repair amount sit next to each other.
What should you have ready?
- The calculated repair price.
- Which parts are damaged.
- Whether photos have been reviewed by Pres.
- Your policy details and excess.
1Why this matters for the calculator
This topic matters because the calculator turns visible damage into a concrete repair price. The result becomes stronger when the selected parts, repair route and photos match the actual situation.
Pres uses the online calculation as a practical intake. That means the customer receives a useful amount quickly, while the specialist can still verify anything that is uncertain.
2How to enter it correctly
Select every part that is visibly affected and avoid choosing a damage level that is too low. Add photos that show both the whole area and the important detail.
When the input is complete and correct, the calculation is on average about 90% aligned with the final repair price in Pres practical experience.
Use an overview photo first.
Select each damaged part separately.
Use photo review if there is any doubt.
3What the specialist still checks
The specialist checks whether the online input matches the photos. If the photos suggest hidden damage, wrong selection or missing parts, the result can be explained or corrected before repair is planned.
This keeps the calculator useful without pretending that invisible damage can always be known online.
| Point | Effect on calculation | Best action |
|---|---|---|
| Complete visible input | Keeps the calculated price close to final repair. | Select all affected parts. |
| Unclear or hidden damage | Can change the final quotation. | Upload photos or plan inspection. |
| Wrong category | Creates a price that is too low or too high. | Choose the realistic repair route. |
The calculator is strongest when visible damage is entered completely and accurately. The largest differences arise when damage is not selected, classified too lightly or only becomes visible after dismantling.
Calculate your vehicle damage now
Enter the vehicle details, select the visible damage and receive a concrete calculated price with an overview per damaged part. Add photos for specialist review.